The Skin Bandits are actually pretty reasonable dudes... Spoke with Savant, politely declined his offer to join, and he still let us use his repair beds. Free. And we're a long way from the nearest skeleton bed and IT costs c.2000. And there's only one. In a shack. Would definitely visit again, 5/5.
Training Stealth and Swimming simultaneously is actually pretty effective... You give fewer orders since it takes longer to carry them out, you can't get hit with melee weapons at all (engine won't let it happen), enemies won't pursue, and you're always at 150% stealth XP gain. Plus, swimming levels
