YNAB has literally changed my life! I cannot thank this program enough. (~$80/year) is nothing compared to what it has changed. (1) Year today I’m debt free and financially sound! — YOU CAN DO IT NEW YNABers!4yr ⋅ FitYNABer ⋅ r/ynab
To the user who has YNAB not in a folder and the user who has YNAB on the bottom bar - I raise you holding my phone comfortably in my hand and placing YNAB precisely where my thumb rests so I don't have to bend it slightly to reach the bottom bar.3yr ⋅ MountainMantologist ⋅ r/ynab
Where would you cut? I need to get this budget below my current income, enough to start paying down debt.1yr ⋅ KodeyG ⋅ r/ynab
Graduating college in May. Glad to have some security during all of this uncertainty.4yr ⋅ tipave ⋅ r/ynab
When I realized that my home value should be listed as an asset in calculating my net worth5yr ⋅ ataraxiaone ⋅ r/ynab
I just finished my Christmas Shopping. I'm lucky I had a windfall for this year to help me out, but I won't let it happen next year!4yr ⋅ frankchester ⋅ r/ynab
I couldn't have done it without YNAB and this community =) Thanks, fam!9mo ⋅ n0thing-2C-here ⋅ r/ynab
Looking at last years spending and realizing I really need to make some changes in my habits...5yr ⋅ grandspartan117 ⋅ r/ynab
I have a target to pay off some credit card debt, and i’m wondering why my available is more than my assigned? Is it something to do with how targets work specifically? Where does the “available” money come from in this specific context? Appreciate anyone’s help.1yr ⋅ dogdog42 ⋅ r/ynab
These are the ugliest numbers I’ve ever seen. But we all have to start somewhere.4yr ⋅ Cloud9Shopper ⋅ r/ynab
That feeling when an unexpected car repair drains part of your e-fund, but you still can be glad you're making net progress!4yr ⋅ tonberrye ⋅ r/ynab
Got this email from YNAB. Seems like bank import is finally going to be implemented outside the US?2yr ⋅ Nick_dM_P ⋅ r/ynab
Why is my credit card always overspent? I charge everything on one card, always pay the balance, budget for everything, and just reconciled.1yr ⋅ dec7td ⋅ r/ynab
Holy crap! Transaction search on mobile is here! Next stop mobile reconciliation??5yr ⋅ MountainMantologist ⋅ r/ynab
As a freelancer, I roll with the punches a lot. Hang in there kids. It's a journey not a competition!5yr ⋅ tayls1993 ⋅ r/ynab
17.4k credit card debt paid off in six months thanks to managing a tight budget w/ ynab4yr ⋅ Roy-Hobbs ⋅ r/ynab
THANK YOU YNAB. This number has been a long time goal and I could not have done it without YNAB helping me prioritize. THANK YOU5yr ⋅ blink2blink07 ⋅ r/ynab
When are we getting this in the app? I’ve been waiting for it for years, basically nothing has been added to the app and you guys even raised prices on us.5mo ⋅ half-coldhalf-hot ⋅ r/ynab
My second YNAB anniversary. It's not as much progress as some others on this sub, but I'm very proud of myself. [General]5yr ⋅ oliverwinton ⋅ r/ynab
Unfortunately, it does look like they specifically said we were grandfathered in to a 10% discount from the beginning. But that still doesn't mean that what YNAB is doing is right, and I hope they see the hidden costs of continuing this change for the grandfathered folks.2yr ⋅ lurklurklurky ⋅ r/ynab
Toolkit For YNAB - 2.20.0 Released | New Features: Date of Money, Date Of Buffering and Markdown Formatting for Category Notes4yr ⋅ gouldy_ftw ⋅ r/ynab
After two months on YNAB, years of over spending by $1000+, I have $230 left over after a fully funded May AND my Age of Money hit 30 days. We've still got a lot of work ahead of us but this is a small step toward greatness. Thank you YNAB and to this community for the encouragement!6yr ⋅ Hexyl68 ⋅ r/ynab
I'm paying off debt, not touching my credit card or overdraft (first time in my entire adult life!), and in all honesty never been more comfortable with my money thanks to YNAB! And yet my net worth is dropping each month? Am I doing this right?4yr ⋅ WalkTheDamnDogMum ⋅ r/ynab
Started using YNAB again. When I first started I had $9048.68 worth of debt and tomorrow I will be down to $1641.86. My debt free date is January 1st, 20204yr ⋅ kcjennifer ⋅ r/ynab
Started YNAB in June. Just received last paycheck of 2018 and debt is reduced by more than half, complete with a positive net worth (albeit temporary).5yr ⋅ bangsandbraids ⋅ r/ynab
[rave] I can't believe I'm sticking with it. Credit card balance is $3,650.46 lower. Cash in checking is $628.66 higher. Money in savings is $1,075.38 higher. Nothing shatters my budget. I spend less because I am aware. Holy shit, it works.6yr ⋅ horriblebudgeter ⋅ r/ynab
Always love a good net worth graph. Debt free again. Put a new sofa on a credit card to just have it interest free for a year. Might as well make interest on that $1,400 instead of losing it all at once. Opened several bank accounts for the sign on bonuses. Make money work for you.5yr ⋅ DirtyGentile ⋅ r/ynab
I got back on the YNAB wagon when I found a job in April 2018. Today I paid off the first of my three credit cards. (Avalanche method)5yr ⋅ lledargo ⋅ r/ynab
I paid off my $2500 credit card in 99 days and YNAB gave me the power to do it!5yr ⋅ janiemoff ⋅ r/ynab
Thanks to YNAB, I can have my auto insurance on 6 month billing without having to freak out when I get texts like these. Wouldn’t have even considered this a few years ago.2yr ⋅ mcjeston ⋅ r/ynab
Last month I finally realized I should probably start investing. YNAB has been a crucial tool for me to start my path to financial independence!5yr ⋅ OfficialGreenTea ⋅ r/ynab
I pay my credit card in full each month. Why does YNAB have a payment amount that doesn't equal my balance?3yr ⋅ sceap ⋅ r/ynab
[Rave] I know it's posted a lot but I'm still excited to share this milestone.3yr ⋅ I_NEED_APP_IDEAS ⋅ r/ynab
I don’t really put much stock in the AoM metric, but this was a nice milestone to see today.3yr ⋅ BanjoNoodles ⋅ r/ynab
After almost two years on YNAB, I have admitted to myself that snacks do not belong into the groceries category. New category created.4yr ⋅ Wander3 ⋅ r/ynab
YNAB use #2359 - tracking the number of free cookies obtained from the local bakery through their wear our shirt into the store, get a free cookie program2yr ⋅ MountainMantologist ⋅ r/ynab
[RAVE] Almost there! Thanks to YNAB, paid off a $2000 CC in two months. Been using YNAB on/off for the past 2 years.5yr ⋅ ejfg ⋅ r/ynab
My account is overdrawn, and my cleared balance is appropriately negative, but it's saying I have available money to budget. What am I doing wrong?4yr ⋅ crims0n88 ⋅ r/ynab
I get to budget tomorrow/Friday!! Anyone else make lists of what needs to be funded next and what you would LIKE to fund if any left over?5yr ⋅ Name9335 ⋅ r/ynab
halfway into my first month of YNAB and would love feedback on categories (too few/too many/missing)?3yr ⋅ Worlds2See ⋅ r/ynab
3 years and 18 pages later- Remodel project complete! Couldn’t have done it without YNAB.5yr ⋅ Tedthemagnificent ⋅ r/ynab
Normally would be a gut punch, but knowing everything is accounted for has me feeling a-ok.3yr ⋅ ell_yeah_ ⋅ r/ynab
Two full months into using YNAB and can’t believe how easy it is to pay off debt using this app!! Finding this sub changed my life. (Yes I know CK isn’t too accurate) just the start!4yr ⋅ PancakeLizard69 ⋅ r/ynab
Started budgeting with YNAB a little over a month ago and couldn’t believe I already hit 30 days AOM!4yr ⋅ kjacmuse ⋅ r/ynab
2 months in. Set up at the end of Feb'19. This is as of May 1st 2019. Had a rough April with some large expenses but I rolled with it. Shout out to YNAB, and this sub, with motivating me to make it this far. You guys rock Thank you!5yr ⋅ wsr2022 ⋅ r/ynab
iOS 17 will let you to run automations when you use the Wallet app/tap to pay to pay. When you check out at the store and use your phone to pay you can have YNAB automatically open to log the transaction! It works great on iOS 17 Beta.10mo ⋅ SkyGuy182 ⋅ r/ynab
Unexpectedly had to put new septic field lines in. Thanks Ynab for helping me have an emergency fund!5yr ⋅ Mandrew531 ⋅ r/ynab
Switched to YNAB late last October. That, with a little help from Uncle Sam this month, has put me in the green much faster than I was before. 3 student loans left and I'll be debt free!4yr ⋅ anon590234 ⋅ r/ynab
4 years of YNAB. After several fresh starts, I had to throw together something in Excel so I could have one continuous graph to show off. I started off -$55k in the hole. While I wasn't always perfect at it, I tried to stick to YNAB. Several years later, here I am. I plan on using YNAB forever.3yr ⋅ Tacman180 ⋅ r/ynab
I'm living Rule 4! I was so excited to try out some of the new features on mobile. 😂☺️👌 This took over a year to accomplish, and some really hard work. As in, I am now off to work. Keep using YNAB and you'll get here eventually too. I think I might start adjusting some of my targets soon.3yr ⋅ kiaminnesota ⋅ r/ynab
It's been a good 5 years. I was going to wait and see what was said in the AMA, but I got too salty just thinking about it.2yr ⋅ iamslumlord ⋅ r/ynab
[Rave] After 1 year with YNAB, net worth is still negative but is $30k higher than it was!7yr ⋅ Azotochtli ⋅ r/ynab
2017's new year resolution was to stop drinking and get my finances in order. YNAB has been instrumental in the success of both of these goals, and I'd like to thank this community for keeping me on track. Happy New Year to all! [rave]4yr ⋅ oliverwinton ⋅ r/ynab
I see a lot of nice, inspirational graphs here (which is awesome!) and I wanted to provide an alternative perspective for folks not in that situation yet. So excited to finish grad school soon and start making some real money. Encouragement welcome.4yr ⋅ beet_queen ⋅ r/ynab
[Rave] [Net Worth] It's taken almost two years and we have a long way to go, but we finally crossed the line!7yr ⋅ freshayer ⋅ r/ynab
