I used to roll my eyes when people said YNAB changed their life, but... here we are. Over $9k of debt paid off in just 7 months. Thanks to this great community for the support when I couldn't talk to friends and family about the struggle of credit card debt.4yr ⋅ HUNGRY_COCKASAURUS ⋅ r/ynab
Noticed some confusion with how credit cards work in YNAB so I thought I would make this flow chart to help show how the money moves when spending on a credit card and assigning a category1yr ⋅ NuovoQui ⋅ r/ynab
Been using YNAB since January and for the first time in my life I don’t stress about paying bills. It’s been a game changer!5yr ⋅ Schmange89 ⋅ r/ynab
YNAB WIN! Feel like a weight is lifting off of my shoulders for the first time in my life10mo ⋅ yeezyhos ⋅ r/ynab
14 months ago I was almost $12,000 in credit card debt. Today, I am debt free, all thanks to YNAB!5yr ⋅ acciocats ⋅ r/ynab
I can't believe I'm going to subscribe to YouTube Premium - but at least YNAB makes me pay attention to the details and save ~37% on the cost1yr ⋅ MountainMantologist ⋅ r/ynab
Started my debt payoff journey after years of bad decisions in September. Paid down my first card! Now onto the next one!3yr ⋅ Wahoosier95 ⋅ r/ynab
18 months mucking about trying to learn the ins and outs of YNAB. Committed to the goal of closing all loans (including the mortgage) by Dec '25. Hit it the first month... now to repeat 59 times. (figures in INR)4yr ⋅ mekkanik ⋅ r/ynab
Finally did it. I am so excited I found YNAB. It saved my financial future and without much change in my lifestyle.5yr ⋅ StoicSow ⋅ r/ynab
One of the first hands-on iPhone 12 reviews was just posted - take a look at their home row3yr ⋅ MountainMantologist ⋅ r/ynab
My first 12 days of trying to stick with YNAB shows me how horrible I am with money :(2yr ⋅ kcjennifer12 ⋅ r/ynab
Its taken me about 2 years to finally get my finances under control. Thanks YNAB! Hoping to be out of all credit card debt by April of 2022.2yr ⋅ ReallyNotJamesFranco ⋅ r/ynab
It's a small victory. This, after all, is the card with less on it. But man does it feel good to click this button.5yr ⋅ mister_eck ⋅ r/ynab
We're undisciplined and have made bad choices... but for our 10th anniversary, we became slightly better than worthless! AHHHH!!4yr ⋅ Clumsy_Chica ⋅ r/ynab
I bought an apartment last month, downpayment made a dent but I reached my goal of the last 5 years! 💸4yr ⋅ inlovewithicecream ⋅ r/ynab
My net worth was never really climbing and I couldn't figure out why. Then I set a bunch of goals at the start of 2019, and now I get it.5yr ⋅ Lana_Del_Roy ⋅ r/ynab
Nearly obliterated my car repair category this month 👀 Hoping nothing happens over the next couple of months while I rebuild the moat!2yr ⋅ zach_fell ⋅ r/ynab
Sinking funds vs wish farms? Do you use both? I have 13 sinking funds, but Id only consider two of them “wishes”. YNAB has a 3 wish farm rule, so do you still do that for long term wishes?2yr ⋅ tesla-cannon ⋅ r/ynab
I never get tired of seeing these, and now it's my turn! Exactly one year and I'm in the positive.5yr ⋅ _teadog ⋅ r/ynab
The Chinese payee sorting is ridiculous... YNAB is using the individual character as the initial which could lead the hundreds of them in Chinese instead of 26 letters in English. I wonder if anybody else encounters a similar situation in other languages?1yr ⋅ Yamamotoshiro ⋅ r/ynab
I just got my federal student loans discharged through sweet versus cardonna. All I have left are private loans. I have Hope!1yr ⋅ Slowlybutshelly ⋅ r/ynab
8 months later, cat spending slowly falls back to an acceptable amount for me!1yr ⋅ Yamamotoshiro ⋅ r/ynab
Finally credit card debt free for the first time in 4+ years! It only took 6 months of YNAB to set me straight.3yr ⋅ KjunFries ⋅ r/ynab
Not as drastic as most, but YNAB helped my wife and I through a stressful wedding and home remodel/sale without losing our minds. Today we finally get to push the “make a fresh start” button!4yr ⋅ lostkoz4 ⋅ r/ynab
Really loving having 3 years of YNAB data to back me up when I brag that I'm good at grocery shopping. 2 adults, 4 kids, currently between the ages of 12 and 5.1yr ⋅ ThirteenSisters ⋅ r/ynab
Reading Your Money or Your Life a book that Jesse praises a lot and found what could be the inspiration to create YNAB.4yr ⋅ codesense ⋅ r/ynab
We friggin' DID it, guys. Thanks to YNAB for helping me set goals and stay disciplined.2mo ⋅ Only_Positive_Vibes ⋅ r/ynab
We finally have a plan! The financial journey continues into the New Year...3mo ⋅ Leading-Outside9731 ⋅ r/ynab
Just set up a new category...a heck of a long way to go but one day I’ll get there... ;)5yr ⋅ AccurateTopic ⋅ r/ynab
YNAB has helped me improve my net worth for two months straight! Time to celebrate!4yr ⋅ pierre_x10 ⋅ r/ynab
The end is here. Guess I'm about to become an nYNAB user. Any transition cautions or words of wisdom/warning?4yr ⋅ djuggler ⋅ r/ynab
Been using YNAB for a while, watched YouTube, heard the podcast....let’s see what this is all about4yr ⋅ vswr ⋅ r/ynab
For those of you that are starting YNAB as your New Year's resolution and need some encouragement, here's the progress I've made on my net worth after using YNAB for three years.5yr ⋅ rkdude02 ⋅ r/ynab
Added emoji in the beginning of each categories. So much easier to move the money around when it’s necessary.2yr ⋅ Yamamotoshiro ⋅ r/ynab
Celebrating 10 months in YNAB! My AoM is finally above 30 days for the past three months. It’s a hell of a ride I can tell you that!1yr ⋅ Yamamotoshiro ⋅ r/ynab
YNAB win. Got my summer rent sent aside so I can work less if I want. Took 7 months to save up. Might just add to down payment - or take some downtime this summer. Most people can’t believe I did it - but YNAB helped. I love saving money now.5yr ⋅ DirtyGentile ⋅ r/ynab
Closing the second financial year and running for a fresh start from April 01, 2020. (These figures are slightly off as I get paid once a month on the 28-ish.) New resolution: Tackle the red. I'm not really making progress until I do that.4yr ⋅ mekkanik ⋅ r/ynab
The likelihood I’ll get this sequence of numbers again by chance...😂 only off by one1yr ⋅ JBean0312 ⋅ r/ynab
My age of money has exploded since making it my New Year's resolution to stick to my budget this year!5yr ⋅ cntrygirl189 ⋅ r/ynab
YNAB win: just got our 13th free cookie for wearing a $20 T-shirt into the store1yr ⋅ MountainMantologist ⋅ r/ynab
No longer upside down! Some good investments and solid budgeting is all it took!2yr ⋅ -Skinwalker- ⋅ r/ynab
YNAB and /r/personalfinance have changed our life! 5 year (+1 month because March doesn't count) net worth update. We've been able to budget in such a way that allows us to focus on paying down debt (including mortgage), and putting in for our retirement.4yr ⋅ cashnprizes ⋅ r/ynab
Gas prices have really soared. Thankfully, we can absorb these costs, but I do not like this graph.2yr ⋅ CafeRoaster ⋅ r/ynab
What is the new chrome tool kit forecasting? I googled and couldn't find any info about it!2yr ⋅ jenthedoglover ⋅ r/ynab
One year of progress with YNAB. Despite having a decent income, I was always living paycheck to paycheck. One year after joining YNAB, I have over $20k in the bank. I can't tell you how happy this makes me. Thanks YNAB and thanks to you all for guidance and support.4yr ⋅ futureoldperson ⋅ r/ynab
YNAB you have helped myself and my girlfriend’s life for the better. Thank you.4yr ⋅ trae05boi ⋅ r/ynab
After spending my whole adult life spent dealing with overdraft charges, minimum payments and loans, 17 months of YNAB has helped me achieve positive net worth for the first time since 2003! (£39 still counts!)6yr ⋅ seany85 ⋅ r/ynab
paid off my car in January, but still had $5k in CC debt with 29% interest. as of yesterday, I'm now debt free. 🥳1mo ⋅ ChaoticCowboy69 ⋅ r/ynab
Checking in on some major progress for me. I'm not a month ahead in the budget and going further!4yr ⋅ zerofennec ⋅ r/ynab
A win! I have money set aside for next month’s rent, electric, and internet, and it’s not even close to the end of January!4yr ⋅ NotAnishKapoor ⋅ r/ynab
Christmas presents are now all wrapped and under the tree. YNAB has made gift giving SO much easier as my wife and I start contributing in January- so start buying things in Oct-Nov, which means we're usually all done by early Dec.4yr ⋅ Lance2020x ⋅ r/ynab
[Rave] After over two years using YNAB4 - I've finally broken 100K. Now to buy a house!7yr ⋅ Cadzy ⋅ r/ynab
I am glad that they finally acknowledged the AMEX connection issue. Just a little over a year late for me.1yr ⋅ boxuancui ⋅ r/ynab
Is YNAB worth paying money? Well I just finished paying off a lingering $21,000 in credit card debt in a little less than a year!4yr ⋅ TBMonkey ⋅ r/ynab
The life of a teacher certainly has its ups and downs (financially in the summer), but YNAB helps to make it easy!4yr ⋅ Beanz1112 ⋅ r/ynab
Credit card help, how does available to spend line up with what I owe on credit card? Just reconciled, my credit card has $900+ on balance, what is different between available and the actual balance?1yr ⋅ TheDayManAhAhAh ⋅ r/ynab
you can basically pinpoint the exact moment when the Age of Money concept clicked for me5yr ⋅ grapebabies ⋅ r/ynab
YNAB has literally changed my life! I cannot thank this program enough. (~$80/year) is nothing compared to what it has changed. (1) Year today I’m debt free and financially sound! — YOU CAN DO IT NEW YNABers!4yr ⋅ FitYNABer ⋅ r/ynab
