Started Using YNAB Due to Poor Financial Habits Despite Good Income, Finally In The Green!9mo ⋅ Wakaihito ⋅ r/ynab
Snowballing Savings. I wasn't making progress throwing small amounts to big goals, so I did this instead. 2 months in and 2 categories are filled, rather than it being months from now. Cuts time to fill all of them in half.2yr ⋅ SewSewBlue ⋅ r/ynab
After freaking out a minute that my CC was hacked, I checked my bank register. Really YNAB? You mis-imported yourself?1yr ⋅ toma162 ⋅ r/ynab
I want this as a built in charting option: available amount over time per category2yr ⋅ formyprivatethings ⋅ r/ynab
Today my Age of Money reached 200 days (and I understand that this stat isn’t super relevant to many of us, but it’s a milestone number nonetheless).2yr ⋅ Insurance-Questioner ⋅ r/ynab
I've been paying off this overdraft since I left uni 8 years ago! And for the past 3 years I've been paying late fee's on this damn account! No more! It's done!4yr ⋅ WalkTheDamnDogMum ⋅ r/ynab
My Progress since I started using YNAB in June of 2020. I'm still negative thanks to my student loans, but I can almost taste that sweet $0 net worth!2yr ⋅ Practicalbeaver ⋅ r/ynab
After 10 years carrying around credit card debt, today I made my last payment and am DEBT FREE!!4yr ⋅ huzzawuzza ⋅ r/ynab
One year after fully committing to YNAB, I'm proud to say that I'm finally worthless!!!5yr ⋅ thylacinev ⋅ r/ynab
Goal, set, match: fully-funded an emergency fund for the first time in my life after I finally got a handle on the goal-setting feature (had been saving since August even though goal says started in December).4yr ⋅ laanko218 ⋅ r/ynab
Me waiting for the first of the month to hit so I can quick budget in 5 seconds4yr ⋅ Spongefunge ⋅ r/ynab
As a formerly homeless person... YNAB is one of the best things that's ever happened to me. Explanation in comments3yr ⋅ spitz_mitz ⋅ r/ynab
I just want to applaud YNAB as a company for their inclusive design and marketing. It's not taken for granted. Thanks =)4yr ⋅ chalushian ⋅ r/ynab
[RAVE] I began my YNAB journey 3 years ago this month; for the first time I will end the month with zero debt!6yr ⋅ camobit ⋅ r/ynab
I always used to be bad at saving money, but ever since giving every dollar a job and being more conscious of my spending, that has changed drastically!4yr ⋅ grifdaddy ⋅ r/ynab
Made a category to recognize the little smart decisions (like not buying a $150 computer mouse)4yr ⋅ adamonline45 ⋅ r/ynab
UPDATE: I bought apartment. Is there a word for being broke and happy at the same time?4yr ⋅ inlovewithicecream ⋅ r/ynab
Humble brag about being newly inducted into the triple digits club, thanks to the amazing YNAB mentality!4yr ⋅ CptnKickass ⋅ r/ynab
Would not be in a position to do this were it not for YNAB. New monthly expenditure category added today. Anyone else?4yr ⋅ bpobnnn ⋅ r/ynab
Officially credit card debt free! Erased $10k of debt in 7 months. Thank you YNAB for changing my life.4yr ⋅ PanickinAnakin_ ⋅ r/ynab
YNAB win! Last credit card paid off. It’s been a long road 4+ years, 4 cards and $15,000. We took the slow and steady approach, didn’t have to change our lifestyle much and just became more aware of how we spent our money. Feels awesome!4yr ⋅ dbdungan ⋅ r/ynab
YNAB dev team: Can we please add the ability to see category transaction history from prior months at this screen, instead of just the current month’s?1yr ⋅ No-Ordinary-5988 ⋅ r/ynab
Found YNAB 18 months ago. Finally my turn to share - I even included the numbers. Next step: debt free!4yr ⋅ Lumpy_bd ⋅ r/ynab
As Bud Fox says in the movie , “Life comes down to few moments,this is one of them” .Starting YNAB was one of those moments for me.10mo ⋅ Astab321 ⋅ r/ynab
Can’t share with my family and friends because they have no idea, but I’m in the black for the first time in 7 years thanks to YNAB4yr ⋅ Rayray888 ⋅ r/ynab
Fun with the net worth graph: a history of student loans and a mortgage2yr ⋅ MountainMantologist ⋅ r/ynab
Three years into a six-year auto loan and we have paid it off today thanks to YNAB!4yr ⋅ ShawRaleigh ⋅ r/ynab
YNAB has started warning when you approve a transaction in a previous month that will cause overspending!1yr ⋅ Argufier ⋅ r/ynab
Was paying $45/year for this amazing software as an original YNAB4-er, now I will be paying $0/year.2yr ⋅ mikebrady ⋅ r/ynab
it ain't much yet but it's honest work! first year of adulthood that I'm 100% debt free. paid off avout 5 grand in debts not shown on the graph due to shame but now debt free and thriving!1yr ⋅ Khower ⋅ r/ynab
Wow! This app is changing mine and my family’s life! I thought it would take us much longer to get to that half way mark! Thank you YNAB!3yr ⋅ Breroa12 ⋅ r/ynab
It was a royal pain in the behind going over the foot and half long Walmart receipt, but oddly satisfying!2yr ⋅ blackshadowed ⋅ r/ynab
Bank Sync Disabled for EU - European users, let's show we are here and that we care about YNAB future.1mo ⋅ Ignasiuz ⋅ r/ynab
Christmas Time for YNABers: when paying off the credit card bill is exactly the same as any other month of the year. Here’s to keeping it up in 2023! Good job you filthy animals! 👍1yr ⋅ Insurance-Questioner ⋅ r/ynab
124,000 members on the dot...seems like just yesterday we were crossing the 100k mark3yr ⋅ MountainMantologist ⋅ r/ynab
First time I’ve haven’t overdrafted my checking account and able to start saving!!2yr ⋅ RoyalStay ⋅ r/ynab
When you actually start spending money for things you’ve been saving up for all year 😰4yr ⋅ bpobnnn ⋅ r/ynab
Results after the 34 day trial. I have a modest income but I was able to smash a credit card that was looming over me and now I'm working on getting a month ahead on rent and utilities.2yr ⋅ Cherry-Impossible ⋅ r/ynab
Who else agrees with me that this help tab is unnecessary, that it shouldn't be placed in the navigation bar2yr ⋅ Yamamotoshiro ⋅ r/ynab
I did it, guys! In a year I managed to become net-positive (debt at the beginning is ~80% my yearly salary)!4yr ⋅ sebkek ⋅ r/ynab
I copied all the AMA answers and made a word cloud. Any guesses on the top words?2yr ⋅ dorvaan ⋅ r/ynab
You guys, its happening! I've been a failure YNAB user for years, I still have a long road ahead but its finally happening! (Partially thanks to all this Covid19 cash)4yr ⋅ vajeni ⋅ r/ynab
How do you all use emojis? Here is a quick example of how my wife and I use it. Red for do not touch monthly bills. Yellow for if you touch you need to get back on track annual bills.1yr ⋅ Charles__Bartowski ⋅ r/ynab
For those digging yourselves out of a large hole: Just a periodic reminder to play the long game, from someone who has been through it.4yr ⋅ sunrisenmeldoy ⋅ r/ynab
YNAB + Quarantine = Exactly what you would expect but it's cool to see it charted4yr ⋅ asaspades17 ⋅ r/ynab
To the user who has YNAB not in a folder, I raise you to have YNAB on your bottom bar! Anyone else?3yr ⋅ GSAM07 ⋅ r/ynab
Sooo I showed YNAB to my brother, after thinking about it he sent me dis. I'm not sure he's ready yet haha5yr ⋅ Mattyzerobot ⋅ r/ynab
Doesn’t look like much under all that red but it’s a 30% increase in net worth in 10 months! Fight the good fight, y’all!5yr ⋅ Rambomg ⋅ r/ynab
[Update: 5+] 3 Years of YNAB: I saved up and went back to grad school just in time to weather a pandemic1yr ⋅ millenialdream ⋅ r/ynab
The amount of dread and dread and self hatred I feel because we are so freaking broke and then the amount of stupidy I feel looking at my account balance is.. laughable1yr ⋅ Beloveddaydream ⋅ r/ynab
I've always been okay with just being conservative and budgeting in my head but I love how this app takes the guesswork out. Today I had to add a surprise expense but next year I'll be prepared.4yr ⋅ jpmaker91 ⋅ r/ynab
I think this sub could use a flowchart to help people determine whether YNAB will work for them and their unique situation3yr ⋅ MountainMantologist ⋅ r/ynab
For those who saw my post a few weeks ago about student loan debt, the progress is going. Thank you all for the support and always happy to talk to those on the same journey!4yr ⋅ agjjnf222 ⋅ r/ynab
3 Years 4 months later, same net worth but now a homeowner and soon to be married. Thanks YNAB5yr ⋅ thenakeditguy ⋅ r/ynab
Positive Net worth and it feels so good. A 118% increase in net worth since starting YNAB over 2 years ago.1yr ⋅ UndifferentiatedBait ⋅ r/ynab
When you’re budgeted for the month and pay all the bills... but all the green bubbles go away.5yr ⋅ VanguardLLC ⋅ r/ynab
Life Hack: Put your reports on a large vertical monitor for a more dramatic effect10mo ⋅ Enzyesha ⋅ r/ynab
Anyone else notice their spending went waaaaaaay down during the pandemic?4yr ⋅ sunrisenmeldoy ⋅ r/ynab
My first year with YNAB: 184.9% increase in net worth, over $9k in debt paid off, emergency fund saved, and about 10 tonnes of stress removed from my shoulders. Cheers to this community.4yr ⋅ unfitspaghetti ⋅ r/ynab
Corona Virus has ruined the Stag party, but I still saved the money! And thanks to ynab and some discipline this is the first time in my life I've ever saved for something seriously!4yr ⋅ WalkTheDamnDogMum ⋅ r/ynab
