Started YNAB 10 years ago in 2013 with a net worth of $0. Broke $500k in total net worth (and $1M in total assets) this month!8mo ⋅ fries-with-mayo ⋅ r/ynab
1 year of YNAB!! Started as a 21 y/o fresh college grad terrified of my student loans. Now, they should be paid off by Dec. YNAB is amazing.4yr ⋅ smalltowngirly ⋅ r/ynab
MRW I check YNAB's release notes for like the 15th straight week and don't see anything about editable interest in loan accounts2yr ⋅ MountainMantologist ⋅ r/ynab
Coming up on 10 years of YNAB - and people wonder why I love it so much... Net worth graph5yr ⋅ supenguin ⋅ r/ynab
2 days til next paycheck. Can I do it? Had to turn down a concert invitation from a friend because I cannot afford. The rest of my money went towards next month.1yr ⋅ ram3nboy ⋅ r/ynab
We went from credit card float to saving a full paycheck a month thanks to YNAB and its video courses. Feeling super thankful as we get ready to put money down on a new home.3yr ⋅ mbbroberg ⋅ r/ynab
This isn’t a huge deal, but this is the first time I’ve gotten to 3 days since starting YNAB a few weeks ago! We’ve cut back a lot, and I already have a $1000 emergancy fund!5yr ⋅ dforderp ⋅ r/ynab
My 2020 snapshot. I started 2020 with roughly $6000 in debt and $200 in savings. My goal was to pay it all off this year and get my emergency fund in order. Considering the hiccups we’ve all experienced with the pandemic I think I did pretty well!3yr ⋅ Heidiwearsglasses ⋅ r/ynab
*Almost* Debt Free - I swear this last bit has been the hardest part. Cant wait to be done!3yr ⋅ DJ_Dickball ⋅ r/ynab
From being homeless in Aug 2016, to breaking my femur in Mar 2018, to now. YNAB has always helped me through it.4yr ⋅ dyldohs ⋅ r/ynab
Who thought it was a good idea to increase the size of this section? It's a giant waste of valuable space. Between the wasted space of this and the new account banner at the top of the page I'm going to have to budget for a bigger monitor just to be able to see my budget.1yr ⋅ lowlybananas ⋅ r/ynab
Was not afraid to take some loan, because after 3+ years with YNAB I know how it's done right.3yr ⋅ traciOhLords ⋅ r/ynab
Was feeling a bit panicked this week, thank you YNAB for helping me keep my perspective4yr ⋅ dlegatt ⋅ r/ynab
Anyone else have a graph look like this? Never added my student loans to YNAB until now because it stressed me out seeing that scary-and-impossible-to-remove nosedive in my progress. I think I'm finally ready to face the music.3yr ⋅ unfitspaghetti ⋅ r/ynab
Thanks to ynab I have not used overdraft protection and hence have been kicked off the program. See ya, not gonna miss ya.3yr ⋅ benmichaelx ⋅ r/ynab
I separated October 1st and hit 30 days three months later. Previous best over three years using YNAB with my spouse was 13 days.1yr ⋅ ricardo_montalban ⋅ r/ynab
When your free spirit wife actually manually enters a transition at the point of sale and you find it the next morning...4yr ⋅ 6string-a-ling ⋅ r/ynab
The journey begins. Thanks to YNAB I am finally secure enough to start tackling this beast! Let’s go. Goal of 5 years!4yr ⋅ agjjnf222 ⋅ r/ynab
Sent an email asking for YNAB to calculate credit card interest in a similar way to the new loan feature and got a response.2yr ⋅ Mrtheboyfull ⋅ r/ynab
One year coming clean from gambling. It's a long, slow and rewarding process. Keep at it, everyone3yr ⋅ petertheeater15 ⋅ r/ynab
I've been using YNAB since Feb 2017 and it has been the single best tool to keep my finances and goals on track. I graduated in 2015 with a student loan of around 60K and now im saving for a down payment. Such a simple idea makes such a powerful tool. Keep at it!4yr ⋅ Professional_Wall ⋅ r/ynab
Panicked when I saw hundreds of pounds going to magic the gathering this morning...1yr ⋅ yawnwharf ⋅ r/ynab
After my girlfriend and I graduated college and got jobs, I bought her and I a year of YNAB and after 4 months of helping her use it religiously she sends me this!5yr ⋅ Jayskerdoo ⋅ r/ynab
This year I wanted to give myself the gift of freedom from debt. Today I received my December salary and I made the very last payment. I did it! Merry Christmas, fellow YNABers!3yr ⋅ labuschin ⋅ r/ynab
With Australia/New Zealand today being confirmed as hosts for the 2023 Women's World Cup, I figured a new savings goal was in order...4yr ⋅ nathenmcvittie ⋅ r/ynab
REVIEW MY BUDGET. We feel moderately dialed in with this budget (assume nothing is overbudgeted), but it was kind of interesting to see when people post their budgets, how others see things not immediately obvious to OP. Anything specific jumps out here?1yr ⋅ fries-with-mayo ⋅ r/ynab
Just under a year ago (2/13/19), we started our YNAB journey... Today, we're worthless.4yr ⋅ DougeryThuggery ⋅ r/ynab
Not to brag, but there's a 90% chance that I'm gonna win the lottery in November 20232yr ⋅ tayaro ⋅ r/ynab
I was able to pay off my car loan today thanks to YNAB! So excited to be debt-free!4yr ⋅ zoltar360800 ⋅ r/ynab
Longest road of my life but we did it! Positive net worth for the first time ever thanks to YNAB and hard work. If I can do it so can you. I really didn't think it was possible.4yr ⋅ ILovePeopleInTheory ⋅ r/ynab
YNAB for less than a year and I'm about to make my last payment! I actually have money now!4yr ⋅ jeremy_92 ⋅ r/ynab
UPDATE: That whoof moment when you first start out... (now debt free!)3yr ⋅ LiteraryPandaman ⋅ r/ynab
Bought a car for cash. Thanks YNAB. Never thought I’d be able to do that.3yr ⋅ PicardBeatsKirk ⋅ r/ynab
About 3 months into ynab, no longer struggling living check to check and “Sunday Steaks” are a thing now! Wasn’t the money, it was me. Cheers!3yr ⋅ ThirteenthSense ⋅ r/ynab
Dining out over the last year. Didn't realize how much I was spending until I started keeping track. Still a bit high, but WAY more manageable.4yr ⋅ flinters17 ⋅ r/ynab
Our 3yr Journey from in Debt to putting down a deposit on our first house. Completion expected end of this month2yr ⋅ Lisasmno ⋅ r/ynab
This has been me since using YNAB! I am still broke but definitely leaning more towards ynab broke whilst I save for those true expenses4yr ⋅ abbie1906 ⋅ r/ynab
69 days of buffering. Nice. I also adjusted my budget and am officially a month ahead!!3yr ⋅ kjacmuse ⋅ r/ynab
Made it to £0.00 in debts, but the satisfaction is ruined by some red remaining on the Net Worth screen!1yr ⋅ Hitch_en ⋅ r/ynab
26 months and $25K later, finally worthless just in time for Independence Day5yr ⋅ fromthe075 ⋅ r/ynab
I can't be the only Arrested Development fan that had to resort to a fresh start, can I?1yr ⋅ charliegriefer ⋅ r/ynab
YNAB-ed so hard that I end up getting a refund from my paying off my student loan!!! Super excited to have this paid off! 😃3yr ⋅ chopstixdiva ⋅ r/ynab
Me finally discovering I shouldn’t let this just keeping going up. Started moving more to investments.3yr ⋅ jacksondame ⋅ r/ynab
When your To Be Budgeted is zeroed out 10 minutes after the direct deposit hits...5yr ⋅ bluegemstar ⋅ r/ynab
Bonus in....bonus out! Just chopped off another two months in FedLoan payments (student loan)4yr ⋅ rawkstar320 ⋅ r/ynab
this is for all my fellow YNABbers who love to reconcile maybe a little too often 😂😅1yr ⋅ g23nov ⋅ r/ynab
When you see a random $84 charge hit your card but remember you've been saving $7/month for the last year. Thanks YNAB!4yr ⋅ aeroazure ⋅ r/ynab
I was feeling like a Responsible Adult for using the memo line to note what food I buy... until I looked at the pattern as a whole for this month... *facepalm*4yr ⋅ foodbringer ⋅ r/ynab
Goal for 2019 reached: finished the decade with $200k net worth. Started from scratch (ish) in 2016. Immigrant woman in NYC. Details in comments.4yr ⋅ mymoneythrowaway1202 ⋅ r/ynab
I have $86 left in my budget and this is how I decide to spend it. There are still some stuff that I am confused as hell on, but just the constant reminder that I don’t have as much money as I think makes it worthwhile.4yr ⋅ congatrong ⋅ r/ynab
Week 2 of YNABing, tough sell to my partner, she posted her first manual transaction...WITH A MEMO!4yr ⋅ Nryka ⋅ r/ynab
Been a long time lurker on this sub so thought I would show you all my appreciation with my progress over the last two years!3yr ⋅ Domgang ⋅ r/ynab
Looks bad, but it’s really great actually.. I bought what I was saving up for.. and to me, that’s exactly what budgeting is for.5yr ⋅ djmuhlestein ⋅ r/ynab
Guess who opened thier Debt Free Whiskey today! Been funding this celebration since January!4yr ⋅ Mx_Emmin ⋅ r/ynab
Don’t forget to start budgeting for holiday presents now! ~$75/paycheck should put you in good shape! (this is variable of course. I’m bi-weekly, payday today)4yr ⋅ spacejenkins ⋅ r/ynab
5+ years of paying off student loans tracked with YNAB - Finally debt free!3yr ⋅ digdugdiggy ⋅ r/ynab
Able to put $2k towards debt this paycheck! Waiting for it to hit my account tonight like...5yr ⋅ spacejenkins ⋅ r/ynab
As someone who has been budgeting with YNAB for 3+ years and has a resulting high degree of financial security, I feel like I'm a pretty mature adult. When I look at my Age of Money today though...2yr ⋅ Benvoliolio ⋅ r/ynab
Hands down the most irresponsible thing I've ever done, but thanks Gamestop... time to banish that debt!3yr ⋅ Clumsy_Chica ⋅ r/ynab
113 days later and thank you YNAB, starting the year off right. No more Credit Card Debt!4yr ⋅ mydarkcatharsis ⋅ r/ynab
Started YNAB in January with two goals: Pay off my credit card debt and save up for an engagement ring3yr ⋅ Enigmiaddict ⋅ r/ynab
Today I set aside the last dollar needed to pay off my MBA, 3 months before graduation! YNAB kept me on track to pay $40k over 2 years and graduate debt free!4yr ⋅ hydrangeahello ⋅ r/ynab
After 3 years of using YNAB, I am officially WORTHLESS! Next stop: debt-free. Some notes in the comments.2yr ⋅ unfitspaghetti ⋅ r/ynab
Hello! I am new and loving this budget software. I manually enter all of my transactions for the last month. What would cause my Checking balance to match my bank balance, by my Ready to Assign is off by $24.58?2yr ⋅ iScReAm612 ⋅ r/ynab
The best part of this phone upgrade is all the extra YNAB real estate3yr ⋅ MountainMantologist ⋅ r/ynab
I just added my gas tank as an account to make better decisions about driving 😅 Now I will charge myself after each trip the dial decreases instead of at the gas station2yr ⋅ SpiritedTyper ⋅ r/ynab
Just when you reach a positive NetWorth. Thanks YNAB for helping me buy a home!3yr ⋅ DSPbuckle ⋅ r/ynab
