It’s time to admit we are entering a new economic/financial paradigm and the advice that got people ahead in the 90s-2020 no longer applies3mo ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
$100,000 income no longer enough to afford median U.S. home2wk ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
So many people still think a “six figure salary” is good because they are pre-2020 mortgage holders and are, for lack of a better term, out of touch.1mo ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
The required income to afford the “typical home” in the US has skyrocketed to $105,000, is this number higher or lower than the median income of your profession?8mo ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
FINAL UPDATE: I don’t have anyone I could share with IRL, today I crossed 200K Networth3wk ⋅ 70percentluck ⋅ r/MiddleClassFinance
UPDATE: I don’t have anyone I could share with IRL, today I crossed 150K Networth6mo ⋅ 70percentluck ⋅ r/MiddleClassFinance
Be brutally honest, my car is dying, can I afford a brand new “nicer” car (30k) or should I go used2mo ⋅ MDMagicMark ⋅ r/MiddleClassFinance
What a year of living with parents and paying down debt looks like3mo ⋅ DiabolicDiabetik ⋅ r/MiddleClassFinance
Since 1967, the share of Americans who are “middle income” has shrank by 13 percentage points...2wk ⋅ trytoholdon ⋅ r/MiddleClassFinance
30F, simply proud of myself and how hard I’ve worked to get here.1mo ⋅ Familiar-Ad8942 ⋅ r/MiddleClassFinance
Larry Summers discovers why so many are negative on the economy, shows inflation is the highest ever recorded 1wk ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
Was recently laid off, but also just hit the $150k net worth mark2mo ⋅ GoingOnEmpty ⋅ r/MiddleClassFinance
31M & 31F - Just got an unexpected raise and am so thankful. Been lurking for a while but finally wanted to post our own monthly figures.3mo ⋅ nbnicholas ⋅ r/MiddleClassFinance
10 Years of Marriage, 10 Years of Curve Balls, 10 Years of Wages3wk ⋅ nbnicholas ⋅ r/MiddleClassFinance
Someone who is good at the economy please help me budget this. My family is dying2mo ⋅ Toadjokes ⋅ r/MiddleClassFinance
This time 5 years ago I was making $8/hour and had a couple grand in savings - recently just crossed the 100k mark!2mo ⋅ gecko_08 ⋅ r/MiddleClassFinance
25F and 29M married couple. Doing our best, both came from poverty with no family help.6mo ⋅ Ok-Win-8445 ⋅ r/MiddleClassFinance
Average Reservation wage skyrockets among American workers, degree holders now expect $98,600 minimum to take a new job8mo ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
(51M) Milestone Achieved +1Mil Net Worth. It’s been a journey.3wk ⋅ TravelFlair ⋅ r/MiddleClassFinance
29M reached the 100k asset level(Combo of Roth + 401k) for the first time. I know this is nothing for many people here. But still feels good.1mo ⋅ DarkHorseWizard ⋅ r/MiddleClassFinance
I don’t have anyone I could share with IRL, today I crossed 100K Networth1yr ⋅ 70percentluck ⋅ r/MiddleClassFinance
27, lower middle class based on income, but low expenses and no debt. How am I doing? 1mo ⋅ emtaesealp ⋅ r/MiddleClassFinance
Lots of changes in this upcoming year for these 31 year olds. What would you do differently?2mo ⋅ mortgagehellwife ⋅ r/MiddleClassFinance
People make a LOT more money than I expected, “household income” is seriously misleading5mo ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
Never thought that I’d be able to hit this milestone- feels fantastic and a little daunting but I want to keep making it grow [30M and wife 31F]6mo ⋅ SpartanIrish ⋅ r/MiddleClassFinance
Just saw this on 4chan: Are the paths to the middle class dying? What happened?1yr ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
I hate where I live, please convince me it’s worth getting a more expensive apartment.2mo ⋅ One_Credit_8360 ⋅ r/MiddleClassFinance
FYI, median household income in the US is $80,000, not $70,00011mo ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
My over-the-top solution to the non-problem of bi-weekly paychecks (description in comments)3wk ⋅ ejbrut ⋅ r/MiddleClassFinance
Middle Class PSA: Your “six figure salary” is $80,000 in August 2017, dollars, just 6 short years ago7mo ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
Budget Breakdown: 33M, $177k annual budget for family of 5. Feedback and comments welcome.3mo ⋅ Throwaway_512_420 ⋅ r/MiddleClassFinance
Got a $30K signing bonus after joining big tech. Do I put it in index funds even if I plan to buy a house in 2 years?1yr ⋅ Evariste-Lovelace ⋅ r/MiddleClassFinance
Lol thanks Equifax. All I did was open and spend on a 0% APR CC1mo ⋅ SuperSecretSpare ⋅ r/MiddleClassFinance
25, Monthly Budget, saving for a home ASAP while living with parents.1mo ⋅ DiabolicDiabetik ⋅ r/MiddleClassFinance
Sorry I’m reposting this to redeem myself because people made me feel insecure about the original chart and how it looked.1mo ⋅ Amnesiaftw ⋅ r/MiddleClassFinance
I had $40k in assets a year ago, and now, I have $100k for the first time.3yr ⋅ DrHydrate ⋅ r/MiddleClassFinance
Wanting to buy a house that a mortgage would be 50% of net pay1mo ⋅ BearsEatBooty ⋅ r/MiddleClassFinance
Jamba Juice Large Smoothie is $12, this is ridiculous! Small $10 Medium $11!2mo ⋅ drandom94 ⋅ r/MiddleClassFinance
20F living with my girlfriend of 6 years now. Anything I should be doing different?2mo ⋅ rmbrthlghtr ⋅ r/MiddleClassFinance
Is wife stay at home with the kids after corporate layoffs the right call?5d ⋅ DisciplineEvery5452 ⋅ r/MiddleClassFinance
Budget for Husband (32M) and I (29F) - LCOL area and fully funded emergency fund.2mo ⋅ Chipotleislyfee ⋅ r/MiddleClassFinance
Prob posted already- but invest long. Dont try to time the market. Unless you’re a day trading PRO.2mo ⋅ Ok_Guarantee_2980 ⋅ r/MiddleClassFinance
I don't have many people in my life to tell this to so I turn to this sub where I have lurked a lot: I've hit a major net worth milestone of >$105,000 at age 23!2yr ⋅ FinanceWeekend95 ⋅ r/MiddleClassFinance
Young (23) married couple just starting out - any suggestions/ways we can improve?2mo ⋅ complete_doodle ⋅ r/MiddleClassFinance
Just got out of the negatives in my net worth - how does this look for being 25?2mo ⋅ DiabolicDiabetik ⋅ r/MiddleClassFinance
Even with six figure income, having children can keep you in “middle class” finance?6mo ⋅ ryeander ⋅ r/MiddleClassFinance
Wife and I were both laid off last August from the same company. Both got hired by the same company beginning of Jan. Layoff drained our savings. Baby due in Aug. Hoping to buy a house in may '26 because that is when our lease ends. I may start ubering on the side. Hoping to make an extra $600-800.2mo ⋅ smita16 ⋅ r/MiddleClassFinance
37M - 100k I'm retirement, 140k liquid, the rest is home equity.1mo ⋅ msilvdesigns ⋅ r/MiddleClassFinance
7 Years of Comp Tracking as an engineer (non software) living in M-HCOL Areas1mo ⋅ Beautiful_Paper7939 ⋅ r/MiddleClassFinance
This so called “housing bubble”, is it in the room with us right now?5mo ⋅ ItsAllOver12345 ⋅ r/MiddleClassFinance
Took the plunge earlier this year and got into long term stock investments after paying off all my credit cards. Hoping to inspire others if they’re curious about it! (Do your research!)3yr ⋅ Tough_Minute ⋅ r/MiddleClassFinance
Recent college grad. Any advice for first true budget?1mo ⋅ Dangerous_Listen_908 ⋅ r/MiddleClassFinance
Budget breakdown for family of five living in regional South East Queensland in Australia. 2019-20 FY4yr ⋅ Beezneez86 ⋅ r/MiddleClassFinance
